If you've not already read our Get Started with Bits of Stock : Part 1, blog, we would recommend doing so before reading this blog. If you have already read it, strap yourself in as we are about to introduce you to your new favorite (or soon-to-be) Stock Rewards and Loyalty app.

This blog aims to change the way you look at investing, loyalty apps, and the stock market. The Bits of Stock app rewards you in fractional shares when you shop, every single time.

Imagine buying a new Apple laptop, and you got Apple stock, or you purchased a new Tesla and got a few Tesla stocks. Good right, we think so too. Please sit back and enjoy as we discuss all things Bits of Stock, safety, and getting started with investing.

The Story

Bits of Stock began as the brainchild of Arash Asady and Ryan Gary, two passionate fintech geeks both frustrated with choosing between spending today or saving for tomorrow. They quickly found themselves fed up with standardized loyalty and cash-back apps that rewarded you with obsolete, worthless, and most of the time confusing rewards. In early 2019, Bits of Stock was launched, helping people like you create meaningful and long-term relationships with your favorite brands while giving everyone the chance to start investing.

Bits of Stock link a bank account screen. Link your bank account and earn free stocks when you shop.

What makes Bits of Stock safe?

As with any finance-related service or product that you use, it's self-explanatory that you might wonder whether you should trust your personal information in the hands of someone else.

At Bits of Stock, we take your security and privacy extremely seriously. We take every precaution to ensure that your data remains your data and nobody gets access to it. As app developers, we have the responsibility to provide privacy assurances to you. So with this in mind, let's highlight some "bits" of the technology behind how Bits of Stock works.

We can never access any of your bank account login information, and your login process is handled directly by the financial institution. So adding your Bank Account to the Bits of Stock app is the same as when you log in to your online bank. And we never store this information either. Now you may ask, what do you do with my data? Firstly, we don't sell any of your data to anyone, and we believe your data is yours, and that's the way it should be kept. Secondly, we use 256-bit encryption for all data in transit, meaning it's safe, so you having nothing to worry about.

New to investing?

Getting started in the world of investing is no easy task. That's why the Bits of Stock app makes it as easy as shopping. To get you started, we have pulled together a few essential terms that will have you talking the talk and walking the walk in no time.

Stock market:

A collection of markets and exchanges where regular activities of buying, selling, and issuance of shares of publicly-held companies take place


A stock (also known as equity) is a security that represents the ownership of a fraction of a corporation. This entitles the stock owner to a proportion of the corporation's assets and profits equal to how much stock they own. Units of stock are called shares.

Stock reward:

Stock Rewards are rewards you earn every time you shop with one of our partner brands. Once you reach a claimable amount, you can convert your Stock Rewards into Stock in the Bits of Stock app.

Last but not least, a Warm Welcome from the Bits of Stock Team

As they say, the best way to test the water is to get your feet wet. So we invite you to download the Bits of Stock app today, start exploring and start earning through your everyday spending. Whether you are an experienced investor, a Wall Street Bets aficionado, or learning how to invest in stocks, Bits of Stock is for you. We built a platform that has made it easy to start investing while growing your long term wealth through everyday spending.